### Sub-Merchant Policy

*Company Name*: Ziggurah  

*ID Number*: 067178733  

*Date of Establishment*: November 15, 2023  

*Location*: Wyoming, USA  

*MSB License Number*: 31000273780337  

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#### 1. *Introduction*

Ziggurah is committed to maintaining a secure and compliant environment for all its users, including sub-merchants who operate on our platform. This Sub-Merchant Policy outlines the requirements and procedures for sub-merchants to ensure compliance with regulatory standards and maintain the integrity of our services.

#### 2. *Eligibility and Onboarding*

2.1 *Eligibility Criteria*:

- Sub-merchants must be legally registered entities or individuals with the appropriate authorization to conduct business.

- They must provide valid identification, business registration documents, and any other required information during the onboarding process.

2.2 *Onboarding Process*:

- Sub-merchants must complete the registration process on the Ziggurah platform, providing all necessary documentation and information.

- A thorough verification process will be conducted to ensure the legitimacy and compliance of the sub-merchant.

#### 3. *Compliance Requirements*

3.1 *Know Your Customer (KYC)*:

- Sub-merchants are required to adhere to Ziggurah’s KYC policies and procedures.

- They must provide accurate and up-to-date information and undergo periodic re-verification as required.

3.2 *Anti-Money Laundering (AML)*:

- Sub-merchants must comply with Ziggurah’s AML policies, including monitoring transactions for suspicious activities and reporting any concerns.

- They must implement their own AML measures if they handle substantial volumes of transactions.

3.3 *Data Protection*:

- Sub-merchants must comply with all applicable data protection laws and Ziggurah’s Data Protection Policy.

- They are responsible for safeguarding the personal data of their customers and ensuring secure data handling practices.

#### 4. *Transaction Policies*

4.1 *Transaction Monitoring*:

- Sub-merchants must monitor transactions on their accounts for any suspicious or fraudulent activities.

- They are required to report any unusual or suspicious transactions to Ziggurah’s compliance team immediately.

4.2 *Transaction Limits*:

- Sub-merchants must adhere to any transaction limits set by Ziggurah.

- Limits will be communicated during the onboarding process and may be adjusted based on risk assessments.

#### 5. *Fees and Commissions*

5.1 *Fee Structure*:

- Ziggurah will provide a clear and transparent fee structure for sub-merchants, detailing all applicable fees and charges.

- Fees may include transaction fees, subscription fees, and other service-related charges.

5.2 *Commission Payments*:

- Sub-merchants will receive commission payments based on the agreed terms and conditions.

- Commission payments will be processed in accordance with Ziggurah’s payment schedule.

#### 6. *Support and Dispute Resolution*

6.1 *Customer Support*:

- Sub-merchants have access to Ziggurah’s customer support services for assistance with platform-related issues.

- Support channels include email, live chat, and telephone, as outlined in our Customer Support Policy.

6.2 *Dispute Resolution*:

- Ziggurah will provide a mechanism for resolving disputes between sub-merchants and their customers.

- Sub-merchants are expected to cooperate with Ziggurah’s dispute resolution process and comply with any final decisions.

#### 7. *Termination and Suspension*

7.1 *Grounds for Termination*:

- Ziggurah reserves the right to terminate or suspend sub-merchant accounts for violations of this policy, non-compliance, or fraudulent activities.

- Sub-merchants will be notified of the reasons for termination or suspension and may be given an opportunity to appeal.

7.2 *Account Closure*:

- Upon termination or suspension, sub-merchants must settle any outstanding fees and commissions owed to Ziggurah.

- Ziggurah will provide instructions for account closure and any required steps.

#### 8. *Policy Review and Updates*

- This Sub-Merchant Policy will be reviewed periodically and updated as necessary to reflect changes in regulations, industry standards, or business practices.

- Sub-merchants will be notified of any significant changes to the policy.

#### 9. *Contact Information*

- For any questions or concerns regarding our Sub-Merchant Policy, please contact us at admin@fxeet.com.

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*Effective Date*: 04/01/2024